Articles

Articles
7 Things Which You Thought Could Hurt Your Score, But Actually They Not!
Do you think if you change your job then it will impact your credit score? If you get married and your spouse has a low credit score then will your score also dip? Will checking your own score lower it?
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How to identify that you’re heading toward loan defaults?
A lot of times, life take twisted turns and we don’t even know how we would end up when the dust settles. We all want to be financially sound and secure, but many times we, ourselves self do not keep the financial integrity and find ourselves in the loan dump.
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Importance of a Good credit score for a Home Loan
Mr. Samanth was in the process of making a checklist that comprised of aspects to focus on before he started to look for a home and get a loan for it. Here are a few things that were included in the list made by Mr. Samanth:
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Credit Report Errors
No one is perfect. Credit bureaus and their staff is no exception to this universal rule. Credit bureaus receive customer data from various lenders which is then fed into individual reports. They often mix up data and botch up several scores. It is no surprise that a bad score acts as a bottleneck to credit. It may not be your fault and yet you may have a poor score.
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5 steps to avoid being a victim of identity theft
Identity theft is one of the fastest-growing crimes and thousands of people are falling prey to it every year. ID thieves use a person's personal information like name, address, credit card number, and driver's license number, etc. to obtain a credit card or loan in the victim's name. Despite the security measures taken by tech companies, today hackers can sneak into almost every device to get their hands on personal information and use it to their advantage.
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Do Not Hand Over Your Personal Information to Anyone
As children, we are often taught by our parents not to talk to strangers. However, as we grow old we tend to forget the importance of this lesson. Sharing personal information with unreliable people can have serious repercussions even as an adult. One of the major reasons why you should safeguard your personal information is to prevent yourself from Identity Theft.
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Decode these Warning signs that show you are In Financial Trouble?
Financial stress undoubtedly is highly taxing and leads to disrupting life and relationships. Goes without saying that the same is dreaded and undesired by one an all. However, due to unavoidable circumstances, one does land into a financial mess.
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What's Better for a Low Credit Score Loan, a Bank or NBFC?
When you plan on buying any product in the market these days, it's extremely easy. Just like you enter an appliance store, make up your mind on what you want and the shopkeeper will give you a lot of financial options to avail of the product. The same goes with cars, buying a car is one of the greatest feeling ever. You need to do a lot of research and then shortlist on which car would you like to buy.
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What To Do When Your Credit Score Assumes You are Guilty
Financial gurus always emphasize the importance of reviewing the credit report and credit score periodically. Even though people know that the CIBIL score affects many aspects of their financial life, not many keep a regular check on it. It is only when a need for a loan crop up, do we pay attention to this number to ensure that it is good enough to get an approval.
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Credit Talk : Questions About Fixing Your Credit Reports? Dealing With Debt Collectors?
People do undergo financial downturns or there are times when on account of exigencies the money gets sucks and one is not left with funds to serve the loan obligations. As people try to recover from the losses and try to get back their financial life on track, the credit profile definitely goes for a toss.
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